Home Builder Finance - CRE Portfolio Manager II
Home Builder Finance - CRE Portfolio Manager II
Posted on :
03-05-2025
Employer Active
1 Vacancy
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Monthly Salary
$ 117249 - 137940
Vacancy
1 Vacancy
Posted on :
03-05-2025
Job Description
More than 130 years ago we started with core values that never go out of style: listen learn and help businesses and individuals reach their goals. Our financial strength and stability are key reasons Forbes names us one of the Best 100 Banks in America the past eight consecutive years and Newsweek names Banner one of the Most Trustworthy Companies the past four years.
With more than $15 billion in assets and over 150 locations throughout Washington Oregon Idaho and California we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Home Builder Finance CRE Portfolio Manager II you will assist Homebuilder Finance CRE Relationship Managers in more complex commercial real estate loan activity and the underwriting and funding of loans. Develop and analyze credit information. Prepare credit offerings working closely with Homebuilder Finance CRE Relationship Managers Credit Administration and Loan Administration to close transactions originated by the CRE Relationship Manager. Prepare credit writeups furnish information relative to credit inquiries and provide assistance to CRE Relationship Managers and Credit Administration. Monitor borrower financial information including inventory reporting covenant compliance maturities and delinquencies and provide accurate assessments of ongoing financial stability. Manage a CRE portfolio of borrowing clients with responsibility for portfolio quality.
In this role you will have the opportunity to:
- Analyze and investigate credit and financial information on prospective and existing customers. Perform credit inquiries for the Bank and analysis of data provided by credit bureaus other financial institutions and Bank files. Provide loan documentation and support activities.
- Prepare credit requests modifications and extensions within the portfolio. Provide credit and project analysis risk assessments summaries and recommendations for CRE Relationship Managers on new and existing credits.
- Responsible for the tracking and analysis of financial information of new renewed and existing loans. Monitor loan terms for covenant compliance on existing loans. Regularly establish review and update new and existing loan files. Ensure maintenance of the loan monitoring system.
- Responsible for the management of financial information files to ensure current reports statements accounts receivable and other information on customer accounts. Manage credit files to ensure receipt of current and accurate financial information including tax returns inventory credit reports financial statements cash flows and contingent liabilities. Responsible for all master file maintenance quality and the corresponding loan reviews.
- Assist CRE Relationship Managers in establishing and maintaining proper documents related to the perfection of the Banks lien position on loans secured by various collateral. Provide technical or advisory assistance to CRE Relationship Managers as requested. Maintain loan policy manuals and updates.
- Perform site visits of existing and potential projects as necessary.
- Responsible for (in conjunction with CRE Relationship Manager) managing portfolio priorities including reporting issues maturities delinquencies and loan performance (including construction progress through absorption and leaseup performance covenant compliance and the appropriateness of ongoing risk ratings).
- Responsible for complying with policies procedures security requirements and government regulations. Ensure adherence to company and credit policies auditing procedures and department goals and standards. Ensure compliance of the Banks credit policies.
Education & Certifications
- Bachelors Degree: Accounting Business Economics Law Computer Science or other related field required (an equivalent combination of education and experience may be considered)
Experience
- 6 or more years of banking credit analysis experience required
- Preferred Home Builder finance
Knowledge Skills and Abilities
- Advanced analytical skills and working knowledge of financial accounting with ability to spread and analyze financial statements cash flows and tax returns for companies and individuals with moderate to complex structures to determine financial support feasibility for credit requests.
- Knowledge of company formation structures with ability to identify borrowing and guaranty structures. Advanced understanding of portfolio management priorities including reporting issues concentrations maturities delinquencies and loan performance (including construction progress through absorption and leaseup execution covenant compliance and the appropriateness of ongoing risk ratings).
- Possess excellent verbal and written communication organizational and interpersonal skills. Ability to effectively manage customer relationship and maintenance issues in the absence of CRE Relationship Managers.
- Ability to understand client needs identify potential crosssell opportunities and participate in team calling goals involving joint retention calls and prospecting activity.
- Proficient in Word Excel Access and other similar programs.
- Knowledge of federal and state laws and regulations relating to Commercial Real Estate Lending.
Travel
- 20%
Compensation & Benefits
- Targeted starting salary range (based on experience): $
- Incentive and commission compensation may be awarded for eligible roles
- Comprehensive employee benefits including medical dental vision LTD STD and life
- Paid vacation time sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
- Get more information at: Employee Benefits Banner Bank
Please take time to review Banner Banks Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin citizenship marital status age disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a thirdparty agency and/or search firm without a valid written and signed search agreement will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
Required Experience:
Manager
Employment Type
Full-Time
Key Skills
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