Capital Markets Manager Structured Products
Capital Markets Manager Structured Products
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Job Description
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand. More than 80 of borrowers are approved instantly with zero documentation to upload.
Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; and Austin Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!
The Team
Upstarts Capital Markets team plays a pivotal role in securing loan funding capital for our AI lending marketplace. We collaborate with leading institutional investors across a diverse range of financing and funding solutions including securitizations whole loan sales coinvestment partnerships and other structured transactions.
Within Capital Markets the Structured Products team oversees Upstarts securitization pass thru and financing programs. Upstart has been an active issuer in the assetbacked securities (ABS) markets since 2017 with over $9 billion in aggregate issuance to date. The team is the primary point of contact with major investment banks and other lenders / investors on Upstarts capital markets offerings while ensuring alignment across the business.
As the Capital Markets Manager Structured Products at Upstart you will play a critical role in securing funding sources and structures by driving optimized on Upstarts securitization and warehouse programs. You have a strong track record within structured finance and are energized by building relationships across Capital Markets participants. You will leverage your technical expertise to review asset and bondlevel cashflow modeling to support structuring discussions and lead negotiations across our Structured Products offerings.
Position Location This role is available in the following locations: Remote; San Mateo CA; NYC NY. Local team members typically meet in person in the New York NY or San Mateo CA office once to three times weekly and work from home the rest of the time.
Time Zone Requirements The team operates flexibly between East coast and West coast time zones.
Travel Requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time inperson collaborating via regular onsites. The inperson sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 24 consecutive days at a time. Additionally you may participate in industry conferences for 24 consecutive days 13x per year.
How youll make an impact:
- Drive and execute strategy for Upstarts securitization issuance and assetbacked financing strategy
- Manage and deepen strategic partnerships with lenders investors and key market participants
- Partner closely with internal and external counsel to review and execute legal agreements
- Collaborate with crossfunctional stakeholders (e.g. legal operations data analytics accounting) to navigate downstream implications of Upstarts funding structures
- Present on deal terms and status to leadership including Upstarts management team
- Coach and mentor junior team members
What were looking for:
- Minimum requirements:
- 7 years of relevant experience in Capital Markets Structured Finance/Products investment banking or related roles
- Deep knowledge of capital markets and fixed income with handson experience modeling and executing a broad range of structured finance transactions
- Proven track record of strong crossfunctional stakeholder management and influencing partners to drive outcomes
- Demonstrated experience coaching and mentoring a highperforming team that consistently punches above their weight
- Strong market instincts with a sharp read on risk sentiment / appetite and trusted by institutional clients
- Preferred qualifications:
- Direct experience in capital markets at a fintech
- Deep knowledge of unsecured personal loan asset class
- MBA CFA or BA/BS degree in business finance economics or other analytical areas of study
- Skilled in deriving insights from complex data sets using Looker or similar software; knowledge of SQL a plus
What youll love:
- Competitive Compensation (base bonus & equity)
- Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100 company match up to $4500 and immediate vesting and aftertax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday vacation sick and safety leave
- Supportive parental family care and military leave programs
- Annual wellness technology & ergonomic reimbursement programs
- Social activities including team events and onsites allcompany updates employee resource groups (ERGs) and other interest groups such as book clubs fitness investing and volunteering
- Catered lunches snacks & drinks when working in offices
#LIREMOTE
#LIMidSenior
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by jobrelated skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together.
If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email
Manager
Employment Type
Full Time
Key Skills
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