Home Equity Underwriter 1
Home Equity Underwriter 1
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
The position is described below. If you want to apply click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application youll be invited to create a profile which will let you see your application status and any communications. If you already have a profile with us you can log in to check status.
If you have a disability and need assistance with the application you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries wont receive a response).
Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)Please review the following job description:
This role provides support consultation and credit decisions for the Retail Community Banks lending staff. Provides guidance to bankers and their leadership related to bank policies and underwriting processes to ensure consistency in of the Banks defined retail lending process.ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed both major and minor which are not mentioned below. Specific activities may change from time to time.
1. Review evaluate and decision credit applications for Consumer credit requests.
2. Provide assistance and direction to Retail lenders regarding lending policies procedures processes loan structure and pricing.
3. Maintain complete comprehension of the Banks Consumer lending credit policies to ensure fair and appropriate lending decisions are granted.
4. Document and explain justification for all credit exceptions granted.
5. Make recommendations to management on loan requests that pose higher credit risk and are outside individual lending authority.
6. Provide senior management with specific feedback on issues and suggestions related to the loan process to help improve service to clients.
7. Responsible for timely decisions on all Consumer credit applications.
8. Work in partnership with Retail Loan Fulfillment to complete the loan process and resolve problems.
QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Threeplus years of experience in branch lending or other lending related administrative areas or equivalent education and related training
2. Basic knowledge of income verification via paystubs tax returns analysis etc.
3. Good verbal and written communication skills
4. Good analytical and problem solving ability
5. Basic PC skills
6. Must be SAFE (Mortgage Licensing Act) compliant within 30 days of employment in this role including new or transfer of registration and applicable NMLS background check which includes meeting applicable financial responsibility character credit fitness and criminal background standards. Successful candidates must also meet ongoing regulatory requirements
Preferred Qualifications:
1. Graduate of Bank Leadership Development Program
2. Spreadsheet and word processing application experience
3. Knowledge of Bank operations systems compliance and regulatory issue
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits though eligibility for specific benefits may be determined by the division of Truist offering the offers medical dental vision life insurance disability accidental death and dismemberment taxpreferred savings accounts and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by fulltime or parttime status) during their first year of employment along with 10 sick days (also prorated) and paid holidays. For more details on Truists generous benefit plans please visit our Benefits site. Depending on the position and division this job may also be eligible for Truists defined benefit pension plan restricted stock units and/or a deferred compensation plan. As you advance through the hiring process you will also learn more about the specific benefits available for any nontemporary position for which you apply based on fulltime or parttime status position and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race gender color religion citizenship or national origin age sexual orientation gender identity disability veteran status or other classification protected by law. Truist is a Drug Free Workplace.
EEO is the LawPay Transparency Nondiscrimination Provision EVerify
Employment Type
Full-Time
