Head of Underwriting
Head of Underwriting
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Job Description
About the mission youd join:
Meet Lendorse a dynamic and innovative Fintech/Edtech startup that is breaking down barriers to education for talented students from developing countries. At Lendorse we believe that everyone deserves access to quality education regardless of their financial background. Thats why we offer Income Share Agreements (ISAs) and mentoring to help students achieve their dreams without the burden of debt. Our proprietary predictive salary model allows us to assess creditworthiness without a credit check collateral or cosigner meaning we can help those who are often overlooked by traditional financial institutions. Join us in our mission to empower the next generation of leaders and make a real difference in the world.
With our rapid expansion on the horizon and increasing student demand were looking for an experienced Head of Underwriting to join our senior management team. You will have the chance to own our underwriting & student scoring model as well as drive investment decisions for Lendorse.
Tasks
You will:
- Own and further develop our underwriting and student scoring model for evaluating student applicants including identifying gaps and areas of improvement
- Build systems or models to analyse and interpret data to assess the creditworthiness and risk profile of students
- Incorporate external market factors and data into the underwriting model to ensure accurate risk assessment
- Leverage advanced analytics and machine learning techniques in underwriting
- Lead the data collection efforts to ensure informed databased decisionmaking
Requirements
You have:
- A Masters degree in a relevant field (e.g. finance economics mathematics data science)
- A minimum of 3 years of experience in underwriting or an adjacent field preferably in an insurance financial or lending institution
- A strong proficiency in data analysis and modelling with expertise in using statistical software and programming languages such as Python
- A solid understanding of credit risk assessment principles and methodologies
- The ability to interpret complex financial data and make sound underwriting decisions
- Strong analytical and problemsolving skills with attention to detail
- A selfmotivated and proactive mindset with the ability to work independently and manage multiple priorities
Benefits
Benefits of working for Lendorse
- Remote working Workation Flexible hours All of these perks are yours to choose! This role will start off 100 remote until we move into an office in Berlin where we will have a hybrid model and you have the chance to directly work alongside the founders!
- Accompany a startup from its early stage and enjoy the fastpaced environment with opportunities for you to work creatively and actively shape Lendorses future
- Work in a friendly lowhierarchy and downtoearth environment with awesome people (even if we do say so ourselves!
- The chance to make a real impact on the world
If you are a passionate and experienced underwriter with a strong commitment to financial inclusion and social impact we would love to hear from you!
Employment Type
Full Time
