Senior Credit Risk Analyst
Senior Credit Risk Analyst
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$ 70000 - 120000
1 Vacancy
Job Description
General information
Ally and Your Career
The Opportunity
The Work Itself
- Support and complete a riskbased annual testing and monitoring plan; report on results
- Work with the broader Monitoring and Testing team to identify assess measure mitigate control monitor test report and escalate risks including aggregated risks across the enterprise
- Credibly challenge and advise the Business Line with respect to the management of risks
- Independently test the efficiency of controls
- Document (i.e. formal report) and articulate areas of concern to the Business
- Participate in the review and challenge of BL credit policies standards and procedures.
The Skills You Bring
- 3 years in the financial services industry required preferably in auto lending or an Internal Audit role
- Prior experience writing Issues and reports.
- Underwriting and or Audit experience preferred
- Ability to develop and implement policy testing and monitoring strategies of consumer auto portfolio.
- Strong familiarity with risk and control concepts.
- Effective collaboration at all levels of the organization.
- Good organizational skills with the ability to work independently and initiate proactively.
- Ability to support multiple assignments and collaborators selfprioritize workload and coordinate with teammates to ensure that deadlines are met.
How Well Have Your Back
Allys compensation program offers marketcompetitive base pay and payforperformance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industryleading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life including:
- Time Away:11 paid holidays 20 paid time off days and 8 hours of volunteer time off yearly (paid time off is prorated based on start date)
- Planning for the Future:plan for the near and long term with an industryleading 401K retirement savings plan with matching and company contributions student loan pay downs and 529 educational save up assistance programs tuition reimbursement employee stock purchase plan and financial learning center and financial coach access.
- Supporting your Health & Wellbeing:flexible health and insurance options including medical dental and vision employee spouse and child life insurance short and longterm disability pretax Health Savings Account with employer contributions Healthcare FSA critical illness accident & hospital indemnity insurance and a total wellbeing program that helps you and your family stay on track physically socially emotionally and financially.
- Building a Family:adoption surrogacy and fertility assistance as well as paid parental and caregiver leave Dependent Day Care FSA backup child and adult/elder care days and childcare discounts.
- WorkLife Integration:other benefits including Mentally Fit Employee Assistance Program subsidized and discounted Weight Watchers program and other employee discount programs.
- Other compensations:depending on the role for which you are considered you may be eligible for travel allowances relocation assistance a signing bonus and/or equity.
- To view more detailed information about Allys Total Rewards please visit this link: We Are:
Ally Financial is a customercentric leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on Doing it Right and being a trusted financialservices provider to our consumer commercial and corporate customers. For more information visit .
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age race color sex religion national origin disability sexual orientation gender identity or expression pregnancy status marital status military or veteran status genetic disposition or any other reason protected by law.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests email us at Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Required Experience:
Senior IC
Employment Type
Full Time
