Sr Home Loan Processor
Sr Home Loan Processor
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Job Description
Job Details
Description
Take a leap and join our team!
At Gesa we believe in the power of our people. Coming from all walks of life our team members individual stories and unique experiences are our most valuable asset. But its how we come together igniting our collective compassion and commitment to empowering our communities that makes us succeed. Because we know we go further when we go together.
Here you can join a team who is passionate about serving others has a desire to do good and shares a deep love of people. You can engage in meaningful work that impacts your community. You can challenge yourself and grow in your career. And you can rest assured that your wellbeing and prosperity are our priority.
Get to know us:About Gesa Credit Union
Role Summary:
The Senior Home Loan Processor position is responsible for ordering gathering reviewing and preparing required loan documents for all residential mortgage loans. This includes ensuring all loan conditions are fulfilled and the loan meets all credit union regulatory and secondary market guidelines. This position has expert wideranging job knowledge and proven the ability to handle significant responsibilities in addition to the Loan Processor II role. This position acts as a resource for other Loan Processors; answering questions acting as a mentor and conducting training.
What You Will Be Doing:
- Review loan application for accuracy compliance and completeness ensuring that all loans are prepared and processed to comply with regulatory lending investor and secondary market guidelines and policies.
- Order appraisals title commitments tax transcripts income verifications government case numbers fraud and compliance reports.
- Effectively communicate and collaborate with borrower(s) loan officers realtors vendors and Operations staff providing status updates and outstanding items to facilitate an organized accurate and timely closing.
- Review collect and fulfill underwriting conditions.
- Evaluate appraisals title policies credit reports and income verifications.
- Examine supporting documentation and investigate any inconsistencies to identify potential fraud or misrepresentation.
- Ensure redisclosures are prepared and delivered to the member within regulatory guidelines based on identified change in circumstance.
- Prepare and deliver documents in an accurate and timely manner adhering to regulatory requirements.
- Coordinate loan closing recording and funding with escrow.
- Review signed closing documents to ensure accuracy proper and completeness.
- Prepare and disburse loan.
- Perform postclosing responsibilities including package and ship investor loans.
- Prioritize and monitor daily workload to meet company timeline expectations and lock expirations.
- Meet minimum monthly goals established by management.
- Maintain a thorough working knowledge of all credit union mortgage products.
- Control risk and perform duties in a safe and sound manner maintaining awareness of policies and regulations related to duties and responsibilities.
- Understand and perform Bank Secrecy Act (BSA) functions applicable to job responsibilities.
- Attend credit union training sessions conferences or seminars as approved by leadership.
- Maintain a dependable record of attendance and commitment.
- Maintain a professional courteous and friendly attitude and display mutual respect trust and dignity while acting in the best interest of the credit union. Lead by example always displaying solid ethics and integrity.
- Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism.
- Willingly perform other jobrelated projects and duties as assigned selfinitiating assistance and requesting assistance from team members when appropriate.
About You:
- Exhibited ability to perform with a high level of accuracy and attention to detail.
- Proven ability to effectively communicate ideas and information both orally and in writing.
- Demonstrated success in a deadline driven environment: adapting to changes and prioritizing competing demands.
- Established in consistently contributing to positive moral of the team.
- Consistently displays interpersonal skills to relate effectively and professionally to peers and all levels of management.
- Proven ability to work collaboratively in a diverse work group as well as independently with minimal supervision.
Qualifications
What You Will Need:
- High school diploma; or equivalent completion of specialized course of study training and experience.
- Minimum of five years of mortgage processing experience required.
- Minimum three years experience processing Correspondent FHA and VA loans required.
- Proficient in calculating income for all income types including selfemployment.
- Proven success maintaining monthly pipeline goals.
- Qualified in clearing final conditions on designated loans.
- Expert experience with AUS loan origination software and navigating vendor partner platforms.
- Proficient with standard Microsoft Office Suite.
- Some travel is required to achieve training and business objectives.
- Valid Drivers License is required.
Our Team Member Value Proposition:
In exchange for bringing your talent to Gesa here are a just a few of the benefits and perks we offer:
- Competitive Pay
- Medical Dental Vision and Life Insurance
- 20 days/year of Paid Time Off Plus 10 Paid Holidays!
- 401(k) Match
- Incentive Program
- Tuition Assistance and Student Loan Repayment
- Commuter Benefits
- Paid Time Off to Volunteer in the Community
- Product discounts
- Engaging Work Environment
- Rewards and Recognition Programs
Salary Range:
$23.42 $35.14
Get wise to whats possible with a career at Gesa. Join us!
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment. Please contact the HR Department ator to request an accommodation.
Gesa Credit Union reserves the right to revise or change the job description as the need arises. This job description is not all inclusive of total job responsibilities nor does it constitute a written or implied contract of employment.
Selected candidate(s) must be able to pass a preemployment credit/background check.
Gesa Credit Union is an Equal Opportunity Employer and strong advocate of workforce diversity. Race/Color/Gender/Sexual Orientation/Gender Identity/Religion/National Origin/Disability/Veteran.
Required Experience:
Senior IC
Employment Type
Full-Time
