Indirect Lending Underwriter
Indirect Lending Underwriter
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
Liberty FCU a fullservice credit union is currently seeking anIndirect Lending Underwriterwith attention to detail and excellent organizational skills to join the Indirect Lending team. Some holiday and extendedhours are also required. Previous credit union or financial institutionexperience is desired. If interested please proceed by clicking Apply.
Duties and Responsibilities include but are not limited to the following:
- Serve as underwriter
- Demonstrate attention to financial details and the ability to understand established lending requirements
- Become familiar with federal and industry standards and the ability to apply them on a casebycase basis
- Use analytical skills to evaluate the financial information presented and demonstrate flexibility in applying lending criteria
- Process and analyze loan applications in the Decision Lender platform
- Determine creditworthiness by reviewing credit reports DebttoIncome (DTI) and unsecured ratios
- Using various evaluation tools determine the value of collateral and LoantoValue (LTV)
- Evaluate the above information to determine if the applicant should receive the loan amount requested
- Respond to dealerships in a prompt and efficient manner with effective communications and member service skills
- Develop knowledge of the Internet Excel and Word processing systems
- Participate in the indirect lending holiday and rotational Saturday work schedules as requested by management
- Adhere to all credit union lending and personnel policies and procedures
- Develop an understanding of credit union history philosophy organization bylaws and operational procedures
- Develop a working knowledge of the credit unions data processing system
- Any other duties assigned by my supervisor or management
- Paid Holidays
- Paid Time Off (Vacation Sick and Personal Days)
- Medical Dental and Vision Insurance
- 401(k) retirement program with matching funds
- Employer paid Group Term Life Insurance Short Term and Long Term Disability Insurance
- Tuition Reimbursement Program
Liberty FCU is an Equal Opportunity Employer Minority/Female/Disability/Protected Veteran.
Employment Type
Full-Time
