Senior KYC Merchant Monitoring Analyst 299465

Warsaw hybrid

This is Worldline.

Worldline helps businesses of all shapes and sizes to accelerate their growth journey quickly simply and securely. We are the innovators at the heart of the payments technology industry shaping how the world pays and gets paid. Our technology powers the growth of millions of businesses across 5 continents. And just as we help our customers accelerate their business we are committed to helping our people accelerate their careers. Together we shape the evolution.

The Opportunity

As a risk specialist you play a crucial role in ensuring that Worldline does not do business with any unlawful or fraudulent clients. You are also responsible to protect the companys reputation and ensure we are not involved in any money laundering or other unlawful activities. As if you are a true detective/investigator you conduct thorough research using external tools and sources for our existing merchants. In this role you report directly to the Team Manager of the merchant monitoring handling a specific market.

The risk assessment done by the Merchant monitoring team could be a part of period reviews or triggered by Event Driven Reviews both events triggers a new risk assessment. The process of risk assessing and analysing an existing merchants account ensures that we have updated KYC data and assess any changes that might affect the merchants risk level. The risk assessment of the merchant focuses on controlling and updating existing KYC information and reviewing the merchants behaviour and data from an AML perspective. You will also ensure that the merchant abides by the applicable standards and policies of Worldline.

The team is mainly located in Warsaw; however our stakeholders are all over the world. We are all hardworking knowledgeable dedicated experienced and fun individuals who look forward to having you on board and helping you to get up to speed. We are an open team and value continuous knowledge sharing among team members as we strive to become better every day. At the same time having fun is important and bonds us as a team.

DaytoDay Responsibilities

• Monitoring: Review existing merchant profiles to ensure they are compliant with regulatory standards internal policies and scheme and credit standards (CDD review & EDR)
• Risk Assessment: Evaluate the risk level of customers based on factors such as their business type transaction volume and geographic location
• Scheme compliance: Lookups in sanction list and Card Scheme databases
• Innovation: Contributing to both the teams and personal development with ideas for improvement
• Documentation: Verify and request accurate records of KYC activities customer interactions and compliancerelated documentation.
• Training and Awareness: Stay updated on regulatory developments and industry best practices related to KYC and antimoney laundering (AML) to ensure compliance awareness among team members

Who Are We Looking For

We look for people having a strong analytical and problemsolving skills and love to work with multiple stakeholders. People who can drive positive change step up and show whats next people with passion cando attitude and a hunger to learn and grow. In practice this means:

• You have understanding of KYC AML and other regulatory requirements
• Youve got substantial knowledge in finance business administration or a related field
• You have previous experience in a similar role within the financial services industry preferably in a payments company or a bank
• You have an excellent attention to detail and analytical skills
• You have excellent communication presentation and stakeholder management skills
• You have full working proficiency in English both written and verbal

Perks & Benefits

At Worldline youll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that you will also:

• Private medical & life insurance
• MyBenefit Platform
• Holiday allowance
• Public transportation allowance
• Meal allowance
• Semiannual bonus
• Glasses/lenses reimbursement

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Shape the evolution.

We are pushing towards the next frontiers of payments technology and we look for big thinkers to join our journey. People with passion cando attitude and a hunger to learn and grow. Here youll work with ambitious colleagues from around the world take on unique challenges as a team and make a real impact on the society. And with our empowering culture strong technology and extensive training opportunities we help you accelerate your career. Wherever you decide to go. Join our global team of over 18000 innovators across 40 countries and shape a tomorrow that is yours to own.

Learn more about life at Worldline at

We are proud to be an Equal Opportunity employer. We do not discriminate based upon race religion color national origin sex (including pregnancy childbirth or related medical conditions) sexual orientation gender identity gender expression age status as an individual with a disability or any applicable legally protected characteristics.

Pursuant to the Article 24 sec. 6 of the Act of 14 June 2024 on the protection of whistleblowers we inform you that Worldline Financial Services (Europe) S.A. a jointstock company Branch in Poland (hereinafter referred to as Worldline) is governed by the Regulations on the receipt of internal reports and taking followup actions (hereinafter referred to as the Regulations).