Senior Associate Financial Analysis

Its an exciting time to join the Premium and Rewards organization as we continue to drive growth and deliver exceptional value to our customers through our premium product suite. We are looking for a Senior Analyst to join the FP&A Rewards team. This individual will work crossfunctionally across Rewards teams controllers function FP&A and connected teams to support effective financial management and lead analysis in support of the liability management. This Senior Analyst will report to the Rewards and Premium Lead.

In this role you will focus on the Rewards Liability for the Domestic Card business. Rewards are one of the primary ways we deliver value to customers through our Credit Card products. This associate will be responsible for managing the ongoing earn redemption and future projections of customer rewards as well as performing ad hoc analysis on interchange margins and reward expense trends to support business decisions.

The role requires strong communication problemsolving critical thinking and influencing skills to effectively:

• Critically evaluate data and option sets to present recommendations

• Partner with Rewards teams and business leadership to assess the financial implications of Rewards liability and trends providing insights to optimize value for both customers and the business

• Develop presentations to communicate business and analysis results to senior leadership audiences

General Responsibilities:

• Financial analysis & reporting: Accurately analyze and explain revenue and expense implications of Rewards liability report key updates to leadership as part of quarterly management routines and analyze key drivers of redemption and earn trends

• Forecasting and P&L management: Manage financial planning related to Rewards liability and associated business dynamics

• Executive business presentations: Assist in developing presentations to communicate analysis results to senior audiences and clearly articulate insights to leadership teams

• Ad hoc analysis: Support analysis of interchange margins reward expense trends and other strategic initiatives as needed

• Project management and prioritization: Independently manage prioritize and delegate tasks acting as a project lead for certain responsibilities within the team

• Process improvement: Continuously evaluate and improve processes related to Rewards tracking forecasting and financial impact analysis

• Communication: Express strong written and verbal communication skills to effectively influence stakeholders

Basic Qualifications:

• Bachelors Degree or military experience

• At least 2 years of experience in financial analysis

• At least 2 years of experience with financial modeling

Preferred Qualifications:

• Masters Degree in Business Administration (MBA) or Masters Degree in Finance

• Chartered Financial Analyst (CFA) license or Certified Public Accountant (CPA) license

• At least 3 years of experience in financial analysis

• At least 3 years of experience with financial modeling

• Experience in Microsoft Excel and Microsoft PowerPoint

At this time Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum fulltime annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for parttime roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total wellbeing. Learn more at theCapital One Careers website. Eligibility varies based on full or parttime status exempt or nonexempt status and management level.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).