Employer Active
Job Alert
You will be updated with latest job alerts via emailJob Alert
You will be updated with latest job alerts via emailWorking both in an independent and team environment theMortgage Lender & Account Managermeetdirectly with applicants to review their mortgage needs and analyze their credit business plan and real estate.
While previous experience in mortgage or real estate services would be an asset preference will be given to a dynamic diverse candidate with strong business acumen an ability to learn and interpret new concepts rapidly and who is comfortable working in both an analytical and a client relations role. Full training and support to be successful in this role is provided.
Reviewnew mortgage business including a clients: mortgage needs; business plans; current financial situation; credit history; credit worthiness; and mortgage risk profile
Analyzethe mortgage request using criteria to determine risk
Makecreditdecisions independently and manage the loans collaboratively: you will determine if an application is approved or declined and work to manage loans with the team
Structure negotiate and authorizemortgage details and conditions of the advance
Set the mortgage rateappropriate to market and risk
Research and evaluateresidential and small commercial real estate values using in office research and valuation methods as well as site visit assessments
Manageoverdue accounts and work with clients to collect payments and solve problems
Use yourcommunication and listening skillsto work with clients and mortgage associates to create strong relationships
Generatenew mortgage applications through established broker channels and referral sources
Your decision making skills to make sound decisions once all the due diligence has been completed
Your negotiation skills to adapt your offer and build consensus to arrive at a beneficial deal for all parties involved
Your research and analysis skills to evaluate and inspect real estate for their value and potential risks; to analyze the real estate market and local economic conditions
Your listening and communication skills to interview and understand your client their mortgage needs their credit risks and benefits; communicate your decisions and requests clearly; work with clients to collect on overdue accounts; sell the companys services to the mortgage brokerage industry and to borrowers
Your drive to achieve determined to create value for yourself the client and the business by building business and making complete and careful credit decisions
Your drive to learn about best practices in loan analysis and negotiation appraising and risk management of a mortgage portfolio; to continuously push the limits of your abilities to create value for your career your clients and the business
Your organizational abilities to work on numerous files and with numerous clients and mortgage brokers at the same time
You should have some university and/or college equivalent experience. Drivers license and vehicle transportation required for in city site visits and short out of town site assessments.
We are an equitable employer offering a wide range of employee benefits including a competitive salary plus bonus program opportunity for share ownership and health spending accounts and/or benefits. If you are a goaloriented selfmotivated professional who is seeking a challenging career in a small dynamic and growing company with opportunity for career advancement we encourage you to contact us.
We thank all applicants for their interest. Only those selected for an interview will be contacted.
You can find more information aboutour company .
Apply by email with your resume and the following:
1. 300 word essayexplaining your interest in the position and match to the job
2. 300 word essayabout the real estate market (topic of your choice).
Any questions please do not hesitate to contactor
The following isa link to apply following isa link to our core values: CHMIC Core Values
The following is a link to a video on the position: We are hiring.
Required Experience:
Manager
Full Time