Senior Data Scientist
Senior Data Scientist
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstarts AI marketplace Upstartpowered banks and credit unions can have higher approval rates and lower loss rates across races ages and genders while simultaneously delivering the exceptional digitalfirst lending experience their customers demand. More than 80 of borrowers are approved instantly with zero documentation to upload.
Upstart is a digitalfirst company which means that most Upstarters live and work anywhere in the United States. However we also have offices in San Mateo California; Columbus Ohio; and Austin Texas.
Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart wed love to hear from you!
The Team:
At Upstart our mission is to expand access to credit using advanced machine learning models that better evaluate true risk. Our Machine Learning team researches and productionizes all of Upstarts core predictive models. If data is the new oil then youll be responsible for the refining process that creates the most premium fuel possible. Youll work in an environment where actionable insights from data are valued and needed so youll be able to see your analysis turn into measurable results for our company and our borrowers.
As a Data Scientist youll leverage technical and business acumen to become an expert in our models and how the models interact with the business. Identify potential problems or opportunities for improvement communicate these issues to the team stakeholders and suggest solutions. This involves selfdirected investigation into our business and its data designing and preparing regular reports as well as conducting ad hoc analyses for the Machine Learning team company leadership and external business partners. Collaborating with ML scientists engineers product managers and growth marketers your work will drive datainformed decisions and measurable business impact.
How youll make an impact
- Build and refine metrics for model performance and help understand uncertainty around model performance.
- Conduct indepth data analyses to uncover growth opportunities and inform pricing strategy..
- Collaborate with engineers and analysts to build scalable data pipelines that enable efficient data access.
- Partner with crossfunctional teams (ML scientists engineers product managers and growth marketers) to align on priorities and drive measurable business impact.
- Develop dashboards and reporting tools to monitor key metrics and track performance.
Minimum Qualifications
- Advanced degree in Statistics Mathematics Economics Finance or a related quantitative field.
- 2 years of experience in data science analytics or related fields.
- Strong understanding of statistical probability and machine learning theory.
- Strong proficiency in SQL for querying and analyzing large datasets.
- Experience with Python and data analysis libraries.
- Proven ability to translate complex data insights into business impact and strategic recommendations.
Preferred Qualifications
- Strong critical thinking skills and ability to translate general problem statements into actionable solutions.
- Knowledge of statistical methods for measuring uncertainty (e.g. Bayes Frequentist approaches).
- Experience collaborating with crossfunctional teams including ML scientists engineers and product partners.
- Experience in building visualizations and maintaining Dashboards (Plotly or Matplotlib) to track model performance
- Serving as an expert in the areas of experimental testing Causal Inference A/B testing or Hypothesis testing
Position location This role is available in the following locations: Remote
Time zone requirements The team operates on the East/West coast time zones.
Travel requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time inperson collaborating via regular onsite. The inperson sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 24 consecutive days at a time.
What youll love:
- Competitive Compensation (base bonus & equity)
- Comprehensive medical dental and vision coverage with Health Savings Account contributions from Upstart
- 401(k) with 100 company match up to $4500 and immediate vesting and aftertax savings
- Employee Stock Purchase Plan (ESPP)
- Life and disability insurance
- Generous holiday vacation sick and safety leave
- Supportive parental family care and military leave programs
- Annual wellness technology & ergonomic reimbursement programs
- Social activities including team events and onsites allcompany updates employee resource groups (ERGs) and other interest groups such as book clubs fitness investing and volunteering
- Catered lunches snacks & drinks when working in offices
#LIREMOTE
#LIAssociate
At Upstart your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by jobrelated skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).
Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures backgrounds perspectives and experiences and know that we can only become better together.
If you require reasonable accommodation in completing an application interviewing completing any preemployment testing or otherwise participating in the employee selection process please email
Senior IC
Employment Type
Full Time
Key Skills
Similar Jobs
Dr. Job is an online platform that connects employers with skilled job seekers, facilitating the search for job opportunities and top talent. Established in 2015. Dr. Job Pro has emerged as the world premier job portal, attracting thousands of job seekers every day from all over the world.
Follow Dr.Job
Dr Job FZ LLC. 2025 © All Rights Reserved