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You will be updated with latest job alerts via emailWe are banking at another level.
Choosing BDC as your employer means working in a healthy inclusive and skilled workplace that puts forward the best conditions to bring together unique teams where employees are empowered to act. It also means being at the centre of ambitious economic and financial projects to see further and to do things differently to fuel the success of Canadian entrepreneurs.
Choosing BDC as your employer also means:
Flexible and competitive benefits including an Employee Savings and Investment Plan where BDC matches part of your voluntary contributions a Defined Benefit Pension Plan a $750 wellness and health care spending account to name a few
In addition to paid vacation each year five personal days sick days as necessary and our offices are closed from December 25 to January 1
A hybrid work model that truly balances work and personal life
Opportunities for learning training and development and much more...
POSITION OVERVIEW
The Senior Manager Underwriting and Portfolio Management is responsible for managing the client loan journey throughout the loan underwriting process providing a single point of contact for all client needs related to new and existing financing. The Senior Manager Underwriting and Portfolio Management delivers high quality comprehensive proposals providing an optimal client experience while ensuring that risk levels are within the parameters of accepted credit practices and BDC policies and procedures.
The interdisciplinary role of the Senior Manager Underwriting and Portfolio Management empowers the incumbent to enhance client experience utilizing their expert technical knowledge and crossfunctional perspective to consolidate touchpoints internally ultimately reducing time to funding for clients.
As a member of a national team the Senior Manager Underwriting and Portfolio Management has an impact on clients across Canada using their high level of expertise to play a leadership role within the Shared Services team nationally (which includes Underwriting Portfolio Management and Security and Disbursement departments). They act as a change agent by fostering innovation recommending and implementing improvements and changes to BDC processes to continue to grow and enhance the impact of the Shared Services function and across the organization.
CHALLENGES TO BE MET
Act as singular point of contact for Financing and Credit Risk Management teams to develop more comprehensive solutions accelerate loan processing and decrease administrative delays due to outstanding administration
Own the Underwriting and Portfolio Management elements of the loan process and apply expert knowledge of all related processes to make holistic recommendations to credit and bring added value to internal and external clients.
Underwrite highquality proposals by analyzing and conducting proper investigations and due diligence for medium to high complexity loan proposals.
Develop appropriate terms pricing conditions and covenants while ensuring thorough credit analysis due diligence and sound account management practices.
Participate in the resolution of compliance or material changes that arise as deals are being negotiated and structured.
Develop winwin solutions for the client and BDC through innovative thinking and resourcefulness
Collaborate effectively with business centre personnel Underwriting and Portfolio Management colleagues and internal partners to foster teamwork the pursuit of common objectives and the consistent application of policies.
Keep abreast of changes to policies procedures and detailed processes within both Underwriting and Portfolio Management functions and stay current on trends in credit and regulatory issues that may have an impact on BDC.
Coach and mentor new employees within the team as well as colleagues in other departments and share best practices and experiences with team members and colleagues in both Underwriting and Portfolio Management.
Maintain a high level of service managing several requests for loans and administration concurrently.
Be agile and able to pivot quickly to respond to high level of demand in either Underwriting or Portfolio Management.
WHAT WE ARE LOOKING FOR
Bachelors degree in commerce business administration or accounting
5 years of relevant experience
Experience in loan writing and ability to analyze and structure complex financial deals
Sound credit judgement coupled with a strong understanding of credit policies and practices
Thorough knowledge of Bank products services policies and procedures and ability to provide high quality customer service to internal/external clients
Ability to develop winwin solutions for the client and BDC through innovative thinking and a comprehensive approach considering both new financing as well as amendments to existing financing concurrently.
Strong communication skills to interact with clients and negotiate with the internal partners.
Good time management and priority setting skills to meet critical deadlines
Strong business acumen
Team player with a thorough understanding of the dynamics of the small business environment
Demonstrated flexibility to adapt to a changing environmentwhere continuous improvement is expected.
The candidate can work from anywhere in the province of Quebec.
Proudly one of Canadas Top 100 Employers and one of Canadas Best Diversity Employers we are committed to fostering a diverse equitable inclusive and accessible environment where all employees can thrive and feel empowered to bring their whole selves to work. If you require an accommodation to complete your application please do not hesitate to contact us at .
While we appreciate all applications we advise that only the candidates selected to participate in the recruitment process will be contacted.
Required Experience:
Senior Manager
Full-Time