Credit Analyst
Credit Analyst
Employer Active
Job Alert
You will be updated with latest job alerts via email
Share
Job Alert
You will be updated with latest job alerts via email
Job Description
Location:
4224 Ridge Lea Road Amherst New York 14226ABOUT THE JOB (JOB BRIEF
Credit Portfolio Analysts serve as portfolio monitoring managers of Key Community Banks Small Business Commercial portfolio. They are responsible for the development and of portfolio management strategies to maintain asset quality while ensuring compliance with credit policy and guidelines. They gather and analyze various pieces of credit information to monitor approvals and declinations decisioned by the underwriting team drive workflow and proactively take the necessary actions.
ESSENTIAL JOB FUNCTIONS
- Ability to analyze credit data including underwriting decisions document and communicate findings providing relative guidance.
- Monoitor various queues related to portfolio activities.
- Perform critical post approval/booking certification functions to maintain data integrity and quality by assessing critical data elements (i.e. Customer and facility risk ratings proper Probability of Default and Loss Given Default citing of credit policy exceptions compliance around restricted industries etc. and make determination as to compliance with underwriting guidelines and credit policy.
- Closely monitor all asset quality measures including performance against tolerances.
- Periodic assignments related to the constantly changing risk management environments using knowledge of commercial loan systems data elements and policy/procedures.
REQUIRED QUALIFICATIONS
- Bachelors Degree with a preferred focus on Business course work or equivalent work experience.
- Satisfactory understanding and knowledge of commercial credit policies procedures and loan systems.
- Familiarity with and understanding of commercial credit underwriting/approval methodologies and their use.
- Ability to work well individually as well as part of a team.
- Accomplished selfstarter and wellorganized in thought and action.
- Possess a process improvement mindset.
- Strong organizational skills ability to set priorities in a multitask environment.
- Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office Word Excel Access and PowerPoint).
- Commitment to core values; Teamwork Respect Accountability Integrity Leadership.
COMPENSATION AND BENEFITS
This position is eligible to earn a base salary in the range of $51000 to $61000 annually depending on location and jobrelated factors such as level of experience. Compensation for this role also includes eligibility for shortterm incentive compensation and deferred incentive compensation subject to individual and company performance
Please click here for a list of benefits for which this position is eligible.
Job Posting Expiration Date: 04/30/2025 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability or veteran status.Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing
Required Experience:
IC
Employment Type
Full-Time
