Legal Manager - Credit

Commercial legal position.
Consults with internal business units and external clients.
Provision of business orientated legal solutions.
Provision of accurate expert and specialist legal advice to all divisions and business units within credit.
Preparation of legal agreements and collateral (research negotiation and drafting thereof) including but not limited to confidentiality risk sharing loan (both short termsand long term) sale of book debts and guarantee agreements as well a heads of agreement memoranda of understanding term sheets property finance and other credit relation legal documentation.
Ability to draft agreements collateral and other credit legal documentation without reliance on a precedent.
Legal risk management pertaining to legal credit issues within all the applicable credit departments and business units within the bank.
Representation on Industry Bodies and Forums.
NCA and CPA interterpretation.
Identification of legal problems interpreting and evaluating legal information.
Knowledge of and experience in complex commercial transactions.
Competencies:

Problem solving planning and decision making
Problem solving
The ability to identify and understand the business needs and strategies
The need to identify long term risk exposures to support the business effort in managing and minimising potential risk.
The job requires the incumbent to be able to handle authority expediently be orientated towards immediate accomplishments and to be a firm decisionmaker.
Needs to be innovative and pragmatic.
Planning
Outcomes based structured approach.
Knowledge experience and personal competencies
Knowledge and experience

Education
Appropriate legal qualification (BA / BCom LLB / BProc LLB).
Admitted as an Attorney.

Experience
Preferably an understanding of the business principles and processes within a retail and business banking environment including the legal environment in which a general commercial bank operates.
Extensive commercial law and commercial drafting experience as set out above
Computer literate
5 10 years post qualification experience in a similar environment.

Personal competencies
Leadership
Enthuses others and facilitates successful goal accomplishment by promoting a clear sense of purpose inspiring a positive attitude to work and arousing a strong desire to succeed among team members.
Highest form of integrity and trustworthiness.
Resilient and able to function in a highly dynamic environment.
Strong leadership abilities to balance task and people orientation.
Strong negotiating and relationship building skills

Dynamism
Independent and self reliant; conveys a realistic confidence in own ability to select appropriate courses of action and in likely success of own initiatives; able to stand ground in face of opposition.
Exacting considers all the facts options and outcomes prior to making decisions.

Business Awareness
Skilled in identifying legal problems interpreting and evaluating legal information.
Specialist knowledge about legal matters affecting the credit division.
Has knowledge and experience of complex commercial transactions including the drafting of related contracts / loan documentation pertaining to financing transactions in the retail and business banking environment.
Ability to understand the business units needs.
Good organisational skills.
Has relevant business and banking knowledge.
Strategic thinker.
Analytical and strategic thinking abilities.

Interpersonal
Able to establish and maintain professional relationships with people at all levels including internal business units and external clients; puts others at ease; promotes harmony and consensus through diplomatic handling of disagreements and potential conflict.
Remains calm objective and in control in stressful situations; maintains a stable performance under pressure; accepts criticism without becoming overdefensive.
Able to work independently and interacts well with team members.
Able to work well under pressure.
Able to mentor and develop existing staff
Is responsible reliable and openminded.
Is persuasive but also a good listener and able to keep information confidential.
Ambassador for the legal division.
Influential and convincing type of character.
Customer serviceorientated.
Be able to handle and mediate conflict stand by principles and put forward ideas despite objection.
Willingness to work extended hours
Displays respect for leadership

Analytical
Able to do advanced research and seek all possible relevant information for problem solving and decision making; consults widely probes the facts analyses issues from different perspectives.
Pays attention to detail to ensure quality standards are adhered to at all times.
Demonstrates detailed and specialist knowledge in relation to credit legal matters and ability to provide answers and solutions timeously.
Demonstrates sound written and oral communication skills.

Operational
Committed to the achievement and maintenance of quality; sets high standards of performance for self and others.
Concerned to provide a prompt efficient and personalised service to business units ; goes out of way to ensure that individual client needs are met.

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