Senior Business Analyst Banking Financial Services AI Digital Lending
Senior Business Analyst Banking Financial Services AI Digital Lending
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Job Description
Lead endtoend reviews and optimization of banking and financial business processes especially those related to lending workflows and loan lifecycle management systems (LMS).
Conduct indepth requirements analysis particularly for commercial lending retail loans credit workflows and digital banking transformations.
Collaborate with stakeholders to gather functional and nonfunctional requirements related to LMS platforms AIbased tools and process automation.
Prepare and maintain Business Requirement Documents (BRDs) Functional Specifications (FSDs) and user stories for projects involving loan origination underwriting disbursal repayment tracking and NPA monitoring.
Drive the implementation and enhancement of AIenabled banking solutions including use cases like credit scoring models automated decision engines document verification and customer behavior analytics.
Effectively communicate plans deliverables and insights to crossfunctional teams including Risk Compliance Operations QA WFM Product and Technology.
Perform gap analysis between existing loan systems and proposed AIdriven solutions recommending improvements for scalability and efficiency.
Support project planning manage milestones monitor deliverables and ensure timely .
Assist in the definition and maintenance of internal banking procedures compliance frameworks and automation SOPs.
Translate complex business requirements into technical specifications and ensure smooth collaboration between business and tech teams.
Participate in UAT planning and feedback tracking ensuring AI and LMS integrations meet business needs and regulatory standards.
Continuously research trends in AI applications in BFSI and propose innovative solutions for business impact.
Qualifications :
Graduate in Business Administration Finance Economics IT or related fields. MBA/CBAP/PMIPBA certifications are preferred.
Minimum 5 years of Business Analysis experience with at least 23 years in the BFSI sector including direct involvement with LMS platforms and lending operations.
Proven experience in projects involving AIpowered products and digital transformation in banking.
Strong knowledge of commercial lending systems credit risk lifecycle collections underwriting and regulatory compliance.
Familiarity with core banking systems LOS/LMS platforms CRM tools and cloudbased tech stacks.
Excellent analytical thinking documentation and reporting skills.
Proficiency in BA tools JIRA Confluence MS Visio Excel Power BI SQL etc.
Strong communication and stakeholder management skills with the ability to bridge business and technical teams.
Experience working in Agile/Scrum environments.
Remote Work :
No
Employment Type :
Fulltime
Employment Type
Full-time
