We believe that the way people interact with their finances will drastically improve in the next few years. Were dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo SoFi several of the Fortune 500 and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaids network covers 12000 financial institutions across the US Canada UK and Europe. Founded in 2013 the company is headquartered in San Francisco with offices in New York Washington D.C. London and Amsterdam.
As part of this mission Payment Risk is a core pillar of how we empower businesses to move money safely and efficiently. The Payments Risk Product Lead will drive the success of our endtoend payment risk solutions including Signal and Balance.
The risk landscape is rapidly evolving and this role will be responsible for setting the strategic direction for Plaids risk solutions across MLdriven and datacentric offerings. The Payments Risk Product Lead will shape product development improve model iteration cycles and ensure operational excellence. This person will also be responsible for ensuring that Plaids risk offering evolves alongside Plaids complimentary fraudprevention suite of capabilities working with fraudfocused leaders at Plaid to ensure a holistic approach to both risk and fraud.
This role is a unique mix of product strategy customerfacing engagement and deep technical requiring someone who can think at a high level about the future of risk at Plaid while also driving direction with some of the most exciting brands in Fintech and more.
If youre interested in leading the team that defines bankbased risk solutions on the cutting edge of Fintech lets chat.
Responsibilities
Own the success of Plaids payments risk solutions driving both MLbased and datacentric risk products.
Set the strategic vision for payment risk spanning products such as signal and balance.
Drive customer research GTM alignment and product expansion efforts to improve risk outcomes for our customers.
Oversee the integration layer and Dashboard experience for risk.
Lead ML/DS risk platform development ensuring the robustness of Plaids model outputs.
Explore and develop major new risk features to bolster Plaids risk management capabilities.
Partner with engineering data science client teams and external stakeholders to ensure the continuous evolution of our risk solutions.
Manage another Product Manager focused on the risk space alongside yourself.
Requirements
7 years of product management experience ideally in risk fraud prevention payments or financial infrastructure.
Experience managing other product managers.
Understanding of MLdriven risk models and experience managing either fraud detection tools or riskbased decisions.
Proven track record of strategic particularly in balancing shortterm risk mitigation with longterm product scalability.
Experience working crossfunctionally with engineering data science and GTM teams.
Strong analytical skills with the ability to interpret complex datasets and drive business decisions.
Ability to scale model feedback loops improving risk products in collaboration with client engineering and customers.
Passion for building highimpact risk solutions that enable businesses to move money securely.
$217080 $360000 a year
The target base salary for this role is between $217080 and $360000 per year. Additional compensation in the form(s) of equity and/or commission are dependent on the position offered. Plaid provides a comprehensive benefit plan including medical dental vision and 401(k). Pay is based on factors such as (but not limited to) scope and responsibilities of the position candidates work experience and skillset and location. Pay and benefits are subject to change at any time consistent with the terms of any applicable compensation or benefit plans.
Our mission at Plaid is to unlock financial freedom for everyone. To support that mission we seek to build a diverse team of driven individuals who care deeply about making the financial ecosystem more equitable. We recognize that strong qualifications can come from both prior work experiences and lived experiences. We encourage you to apply to a role even if your experience doesnt fully match the job description. We are always looking for team members that will bring something unique to Plaid!
Plaid is proud to be an equal opportunity employer and values diversity at our company. We do not discriminate based on race color national origin ethnicity religion or religious belief sex (including pregnancy childbirth or related medical conditions) sexual orientation gender gender identity gender expression transgender status sexual stereotypes age military or veteran status disability or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories consistent with applicable federal state and local laws. Plaid is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance with your application or interviews due to a disability please let us know at
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