Our client is a foremost inventory organizer and supplier for small and midsized factories to enable their production plant runs effectively without any delays in accessing raw materials. Due to expansion they are currently in need of a CREDIT AND RISK MANAGER (COLLATERAL SECURITY & OPERATIONAL RISK)
Key Responsibilities
- Develop implement and manage risk management frameworks to ensure the safe storage and collateralizing of farm produce in the companys warehouses.
- Oversee the credit risk process including the assessment of the creditworthiness of farmers using their produce as collateral.
- Collaborate with warehouse and operations teams to track collateral and ensure proper documentation and verification of assets.
- Conduct periodic risk assessments and audits to ensure compliance with internal policies regulatory requirements and industry best practices.
- Develop and implement strategies to mitigate potential losses from credit defaults or collateral damage.
- Provide regular reports on risk exposure and recommend strategies to mitigate and reduce identified risks.
Key Requirements
- Bachelors degree in finance Risk Management Business Administration or a related field.
- 4 years of experience in risk management credit analysis or financial services (experience in agricultural finance is a plus).
- Strong knowledge of credit risk management collateralizing processes and financial products for rural markets.
- Ability to analyze financial data and assess the risk of loan portfolios.
- Knowledge of relevant regulatory requirements in the financial services and agricultural sectors.
- Excellent communication and problemsolving skills with a focus on building relationships and driving compliance.
- Strong attention to detail and organizational skills with the ability to manage multiple tasks simultaneously.
- Experience with warehouse receipts or inventory management systems for collateral.
- Familiarity with the AgTech industry or rural credit systems.
- Knowledge of insurance products and how they can be integrated into collateralbased lending programs.