Product Counsel

Upgrade helps customers move in the right direction with affordable and responsible financial products. Since 2017 weve helped over 7 million customers access over $40 billion in consumer credit. With a relentless focus on improving our customers financial well-being we build products that put more money in their pocket and support their journey toward a better financial future. Were backed by some of the most prominent technology investors and were most recently valued at $6.3B.

Were consistently recognized for our collaborative and inclusive culture. Most recently we were named one of the Worlds Top Fintech Companies by CNBC Best Places to Work by Built In Best Places to Work by the San Francisco Business Times Americas Greatest Workplaces by Newsweek Best Startup Employer by Forbes and Healthiest Employers by Phoenix Business Journal.

Were looking for new team members who get excited about designing and delivering new and better products. Come join us and help build a better financial future for millions of people.

About the Role:

Upgrades growing Legal team is seeking a Product Counsel to provide legal guidance on a variety of financial products offered through Upgrade and related initiatives. Youll work cross-functionally as we help develop new products and advise on legal risks and regulatory compliance. The legal issues youll encounter are cutting edge and always evolving. The successful candidate will be skilled at building strong relationships working in the unknown while balancing legal risks and comfortable working in a fast-paced and dynamic environment.

Preference will be given to candidates who can work in a hybrid capacity from our San Francisco office. Upgrade also encourages applications from those who live near our other offices in Tustin CA Atlanta GA and Phoenix AZ. We will also consider remote candidates. Regardless of location the position will require Pacific Time working hours.

What Youll Do:

• Review new products and features from early stages of development through launch advising on legal risks while providing practical legal advice
• Work closely with Product Compliance Marketing Engineering Risk and other teams to help bring new products and features to market while ensuring legal and regulatory compliance
• Draft consumer facing agreements (loan agreements TILA disclosures program terms etc.) and review marketing collateral
• Research and spot issues related to consumer protection laws and regulations commercial agreements privacy and other legal requirements
• Prioritize workload to set goals and meet deadlines in a fluctuating and sometimes ambiguous business environment
• Own your projects with a can-do attitude and a willingness to jump in where needed no job is too big or too small and some may not exactly fit in the four corners of this job description

What We Look For:

• J.D. and Bar membership in good standing
• 5 years advising financial institutions/fintech companies as a lawyer at a leading law firm or in-house legal department
• Experience advising on financial products in particular consumer loans deposit accounts and payments; experience with AI a plus
• Innate curiosity desire and ability to learn rapidly
• Resiliency and comfort serving as a trusted business partner
• Quick adopter of new and evolving technology
• A team player with a sense of humor and self awareness

Nice to have:

• Big Law and fintech startup experience

What We Offer You:

• Competitive salary and stock option plan
• 100% paid coverage of medical dental and vision insurance
• Flexible PTO
• Learning stipend for personal growth and development
• Paid parental leave
• Health & wellness initiatives
• Relocation expenses (if appropriate)

The compensation range of this position in San Francisco CA is USD $190000 - $230000 annually plus equity and benefits. Within this range an individuals base pay will be dependent on a variety of factors including without limitation job-related knowledge skills education and experience.

#LI-Hybrid

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Personal Information Upgrade Collects:

Identifiers Including name address email telephone number social security number driver license number passport number and other personal identifying information. Characteristics of protected classifications under California or federal law including demographic information and other personal information obtained during the application process such as gender race national origin. Professional or employment-related information such as salary/compensation and benefits packages other relocation or job preferences prior background experience skills and other information in support of your application reference information other information obtained through background checks including employment credit and criminal history. Education Information. Any other information you provide as a part of recruitment job application or interview process.

Purposes for Collecting Personal Information:

To consider qualifications skills and interest for employment. To communicate with you during the recruitment and interview process. To conduct background checks and verify your information if you are offered employment. To provide compensation including payroll and administer stock options and benefits including medical dental vision commuter and retirement benefits. To provide human resources services and conduct performance evaluations. To monitor work eligibility including work-related licenses credentials training and eligibility to work in the United States. To improve recruitment and interview processes and ensure a safe and efficient working environment. To comply with applicable legal or regulatory requirements including state and federal company reporting obligations.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status.

Upgrade does not accept unsolicited resumes from staffing agencies search firms or any third parties. Any resume submitted to any employee of Upgrade without a prior written agreement in place will be considered the property of Upgrade and Upgrade will not be obligated to pay any referral or placement fee. Agencies must obtain advance written approval from Upgrades Talent Acquisition department to submit resumes and only in conjunction with a valid fully executed agreement. English is required for all positions as it involves interacting with staff at Upgrades offices worldwide.