Compliance Manager / AML Officer (Issuing)

Every day Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit debit prepaid and merchant services. Our worldwide team helps over 3 million companies more than 1300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results. We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions. Join our dynamic team and make your mark on the payments technology landscape of tomorrow.

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Please note: we dont provide a visa sponsorship for this role.

The Compliance Manager / AML Officer is responsible for managing regulatory and AML/CFT risks across the organization.This position plays a critical role in safeguarding the business by developing and maintaining a scalable tech-driven compliance framework promoting a strong compliance culture and overseeing the execution of anti-financial crime measures.

In particularthe role includes responsibilities specific to our Issuer as a Service (IaaS) and Banking as a Service (BaaS) solutions. You will act asa key compliance partner to our clients ensuring thorough due diligence setting and tuning AML/CFT protocols and conducting technology-led audits of client operationsto enable their success while protecting our ecosystem.

Key Responsibilities

Regulatory Compliance & Strategy

• Lead the Compliance function and maintain a robust scalable compliance framework across the organization.
• Set high-level compliance policies and standards; ensure alignment with evolving regulatory requirements in the payments and e-money landscape.
• Monitor and analyze regulatory developments providing strategic guidance and actionable insights to the Executive Team.
• Develop implement and maintain the firms risk appetite framework for its BaaS/IaaS activities ensuring it is clearly communicated and adhered to.
• Conduct enterprise-wide and client-specific AML/CFT risk assessments on an ongoing basis to identify and mitigate new and emerging risks.
• Represent the Compliance function with internal and external stakeholders including legal audit IT Security and regulators.
• Act as the named person with Compliance responsibility for the regulator and participate in GP-wide compliance governance.
• AML/CFT Program Management

Act as Money Laundering Reporting Officer (MLRO); ensure AML compliance under EU directives and local regulatory guidance.

• Develop implement and maintain forward-looking AML/CFT policies and procedures tailored to a BaaS/IaaS environment.
• Oversee the configuration tuning and optimization of the companys AML/CFT transaction monitoring and customer screening systems to ensure effectiveness and efficiency.
• Monitor transactions and investigate complex suspicious activities leveraging data analytics to identify trends and patterns; file SARs as required.
• Maintain oversight of Anti-Bribery and Corruption programs and other financial crime controls.
• BaaS/IaaS Compliance Oversight & Partnership

Act as a primary compliance point of contact for BaaS/IaaS clients providing expert guidance and support on regulatory and AML/CFT matters to foster strong partnerships.

• Evaluate client due diligence for the IaaS/BaaS platform and analyze money flows between clients and end-users from a nuanced AML/CFT risk perspective.
• Define and enforce appropriate KYC/KYB procedures and risk-based transaction monitoring rules for a diverse client portfolio.
• Develop and manage a robust third-party risk management (TPRM) framework for the ongoing monitoring of client and partner compliance.
• Conduct onboarding audits and periodic reviews of client processes systems and compliance controls if needed.

Internal Collaboration & Product Enablement

• Collaborate with Product and Engineering teams to embed compliance-by-design principles into the development of new products and services.
• Serve as a key compliance advisor on new product and service initiatives providing expert guidance from conception to launch to enable innovation while managing risk.
• Collaborate with operational technical and commercial teams to ensure compliance is seamlessly integrated into business processes.
• Provide sign-off for marketing materials public communication and websites in line with regulatory expectations.
• Maintain appropriate oversight of outsourced parties and partners; ensure audit readiness and documentation.

Training & Reporting

• Design and deliver an effective engaging compliance and AML training program for employees and partners.
• Produce annual reports (e.g. AML reports) and data-driven management information on key compliance risks control effectiveness and emerging trends.
• Support crisis management and remediation planning in case of regulatory breaches.

Required Knowledge and Skills

• In-depth knowledge of AML/CFT legislation (e.g. EU AML Directives) compliance standards and card-acquiring/e-money regulations.
• A deep understanding of the BaaS/IaaS business model and the associated regulatory risks.
• Proficiency with AML/CFT and compliance software(e.g. transaction monitoring screening and case management tools).
• Strongdata analysis skillswith the ability to interpret complex datasets to identify emerging risks and patterns.
• Excellent written and verbal communication in both English.
• Strategic and analytical mindset; ability to make risk-informed decisions that balance compliance with business objectives.
• Proven leadership skills including the ability to motivate develop and manage teams.
• High personal integrity and professionalism.

Experience and Education

• Proven experience in an AML/Compliance role within a regulated financial services payments institution or FinTech company.
• Experience working with regulatory authorities and acting as a registered compliance officer or MLRO is essential.
• Experience in a client-facing or compliance advisory role is highly desirable.
• Demonstrable experience in leveraging technology and data analytics to manage compliance risks in a scalable environment.
• University degree in law finance economics business administration or a related field.

Physical Requirements

Full-time role; occasional travel may be required.

What we prepared for you:

A wide range of corporate benefits:

• annual bonus
• 5 weeks of holiday
• 5 additional days off meal tickets - fully paid by the employer (123-CZK/per worked day)
• Benefit Plus package in the amount of CZK 18000 per year / possibility to use for health relaxation education or vacation /
• pension insurance contribution /2500 CZK monthly/
• home office and flexible working time
• Soulmio a mental health care programme
• uLkae a health care support)

Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race color religion sex (including pregnancy) national origin ancestry age marital status sexual orientation gender identity or expression disability veteran status genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website please contact .