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1 Vacancy
Job Title: Loan Originator
Location: Madera CA & Fresno CA
Job Type: Commission Only
Division: ZABE Mortgage Group a division of Golden Empire Mortgage (GEM)
About Us
ZABE Mortgage Group a division of Golden Empire Mortgage (GEM) is not your typical mortgage company. Weve spent over 25 years helping Loan Originators grow stay consistent and scale with purpose. GEM has been a respected name in the mortgage industry for nearly 30 years rooted in the belief that all consumers deserve access to creditand that our clients are our business. Were not here to micromanage. Were here to support you with real tools mentorship and systems that drive results.
Lets Be Honest
If youre closing 12 loans a month and feeling stuck its probably not your effortits your support system. Some companies hand you a login and call it support. We call that babysitting. We build brands offer mentorship and move files forward with purpose.
What Youll Get at ZABE
Proven systems and structure that remove guesswork and boost efficiency
Full-time Loan Originator Assistant and processing team to keep files moving
Smart CRM and lead system no cold calling or chasing
Daily mentorship from a Sales Manager who closes 300 loans annually
Personal brand support and a full marketing strategy tailored to you
In-house underwriting disclosures and funding no bottlenecks
A collaborative high-performance team culture thats always leveling up
Essential Responsibilities
Originate residential mortgage loans through self-generated leads and referrals
Spend at least 50% of time outside the office building referral relationships and networking
Conduct pre-qualification interviews and guide borrowers through the application process
Evaluate financial information and recommend appropriate loan products
Submit loan files for processing and underwriting within company timelines
Lock in rates and programs when requested
Maintain compliance with investor legal and company policies
Cultivate professional relationships with realtors builders and referral partners
Stay current on all company lending products policies and regulations
What Were Looking For
Active NMLS license through CA-DFPI
Minimum 1 year of recent residential lending experience
Bilingual (English/Spanish) preferred
Strong communication and organizational skills
Client-focused and solutions-driven
Self-starter who actively builds business
Drive consistency and a strong desire for professional growth
Ready to Stop Doing It All Alone
Lets talk. If youre ready for the support systems and mentorship that actually move the needle apply now or email to start a real conversation.
Compensation Disclosure
This is a commission-only position. The expected commission range depends on loan amount structure and volume. Actual compensation will vary based on individual performance commission structure compensation agreement and market conditions.
Employment Status
This position is classified as at-will employment in accordance with California law. Employment may be terminated by either the employer or employee at any time with or without cause or notice subject to applicable law.
Work Location
This is a field-based role. Loan Originators are expected to spend 50% or more of their time networking meeting with clients and conducting business outside the office. ZABE Mortgage Groups primary office is in Madera CA but flexible arrangements may be available.
Equal Opportunity Employer
ZABE Mortgage Group and Golden Empire Mortgage are Equal Opportunity Employers. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate on the basis of race color religion sex (including pregnancy childbirth or related medical conditions) gender gender identity or expression sexual orientation marital status national origin ancestry age physical or mental disability medical condition genetic information military or veteran status or any other characteristic protected under federal state or local law.
Reasonable Accommodations
ZABE Mortgage Group is committed to providing reasonable accommodations for qualified individuals with disabilities during the application or recruitment process. If you need assistance or accommodation please contact us at .
California Consumer Privacy Notice
ZABE Mortgage Group a division of Golden Empire Mortgage may collect personal information from job applicants for purposes related to employment consideration. We are committed to handling your information in compliance with the California Consumer Privacy Act (CCPA) as amended by the California Privacy Rights Act (CPRA). To learn more about how we collect use and protect your information please review our Privacy Policy .
Full-Time