Embedded Finance Developer-Integrations (Remote)

Work Arrangement:

***This is a remote position and can be located anywhere in the U.S.A.***

For over 20 years The Bancorp has been providing nonbank companies with the people processes and banking technology to meet their individual needs. As a result we have become an industry-leading provider of reliable technology-forward solutions that move our partners businesses into the future. At The Bancorp We Define Fintech Partnerships. The Bancorp does more than just enable our clients product innovations we create lasting partnerships with a future-focused approach to technology and services. Today and every day we work to continuously transform the payments landscape.

The Vice President Embedded Finance Integration Engineer is responsible for integrating third-party payment gateways banking APIs and financial services while ensuring secure scalable and efficient data exchanges. This role is responsible for managing RESTful APIs authentication protocols (OAuth 2.0 JWT) and financial transaction flows to optimize payments settlements and reconciliation processes. Additionally the Integration Engineer is responsible for collaborating with cross-functional teams to enhance our platforms connectivity and ensure seamless financial operations.

Essential Functions

1. Works with Product Managers to design develop and maintain RESTful & GraphQL APIs for financial services integration.
2. Builds middleware solutions to connect different financial service providers.
3. Works with payment gateways card processors and ACH/wire transfer providers.
4. Implements OAuth 2.0 JWT API keys and other authentication mechanisms.
5. Ensures PCI-DSS SOC 2 GDPR and financial data compliance.
6. Designs high-availability systems with proper failover and redundancy including use of observability tools.
7. Maintains comprehensive API documentation using tools like Swagger/OpenAPI.
8. Builds developer-friendly SDKs for easy integration (Python Java etc.).
9. Works with real-time ledgers to track transactions balances and settlements.
10. Builds ETL pipelines for financial data processing and reporting.
11. Supports customer success & integration teams for API troubleshooting.
12. Works with regulatory & compliance teams to ensure APIs meet financial regulations.

Education/Experience Requirements

• An Undergraduate degree in Computer Science or related field or an equivalent combination of training and experience.
• 10 years of experience in financial services.
• 5-8 or more years of experience in API development & integration with a focus on fintech banking-as-a-service or payment systems.
• Prior experience in payment processing digital banking lending-as-a-service (LaaS) or embedded finance platforms.

Preferred Qualifications

• Self-Starter who can work independently in a self-managed team environment.
• Proficient in identifying project requirements developing project plans and managing project risks.
• Excellent communication skills adept at delivering information to audiences of all levels.
• Working knowledge of a banks risk management framework including the role and activity of critical stakeholders.
• Expertise in event-driven architectures asynchronous processing and message brokers (Kafka RabbitMQ).
• Deep understanding of PCI-DSS compliance KYC/AML regulations and secure financial data handling.
• Proven track record in designing scalable and high-performance financial APIs.

This job will be open and accepting applications for a minimum of five days from the date it was posted.

Salary Range: $120762 - $184011 Annually

This information reflects the base salary pay range for this job based on current national market data. Ranges may vary based on the jobs location. We offer competitive pay that varies based on individual experience qualifications and other relevant factors. We encourage you to apply to positions that you are interested in and for which you believe you are qualified. To learn more you are welcome to discuss with us as you move through the selection process.

Working at The Bancorp Bank N.A. and Benefits Information:click here

Diversity & Inclusion at The Bancorp Bank: click here

The Bancorp Bank N.A. is an EQUAL OPPORTUNITY EMPLOYER and will not discriminate on the basis of race color religion gender gender identity sexual orientation pregnancy citizenship national origin age disability genetic information veteran status or other protected category with respect to recruitment hiring training promotion and other terms and conditions of employment.

Employment with The Bancorp Bank N.A. includes successfully passing a background check including credit criminal education employment OFAC and social media background history.

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