Mortgage Specialist
Mortgage Specialist
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Not Disclosed
Salary Not Disclosed
1 Vacancy
Job Description
JOB SUMMARY
This position enters data compiles reviews and verifies documents for mortgage loan files. This function works directly with a small Operations team and members of the Mortgage Sales and Development team to process close and fund mortgage loan transactions. This role is also assigned to additional duties within the department outside of production.
ESSENTIAL FUNCTIONS
May include any and/or all of the following:
- Actively listen to and respond to member inquiries suggestions requests and concerns.
- Support the Sales and Development Department to ensure that we are providing effective communication and timely processing of mortgage files. This is including but not limited to ensuring necessary updated information is received timely.
- Knowledge of documenting and calculating basic types of income to meet GSE requirements.
- Perform necessary quality checks on all documents. Ensuring efficient and compliant loans are being put on the books and sold to relevant GSEs.
- Work with relevant 3rd Party staff to ensure timely and effective communications and document processing is performed.
- Assist market team leads & seniors in preparing reviewing and submitting all final loan documents within regulatory guidelines to close loan transactions and maintain compliance by submitting documentation to relative 3rd parties.
- Complete transactions needed within both the mortgage operations and sales departments. This includes but is not limited to payment of invoices cutting checks from Symitar GL transfers wires member draws etc.
- Monitoring of monthly and annual reports such as HMDA and relocation billing making corrections when necessary and submitting to government agencies as needed.
- Organize and research proper documentation and perform verifications as needed within AllRegs.
- Ensure appropriate document retention policies are strictly adhered to.
- Complete necessary training and compliance courses timely.
- Perform other duties and responsibilities as assigned.
KNOWLEDGE SKILLS ABILITIES AND PERSONAL CHARACTERISTICS
Knowledge of:
- Mortgage Lending functions including policies practices and standards
- Modern office equipment
- Credit Union operations procedures products services philosophies practices and systems
- Technology and various software programs including Mortgage Cadence Symitar Microsoft Suite Products Synergy FICS and Mercury Network.
- Ability to:
- Read and interpret a variety of instructions furnished in written oral diagram and schedule form
- Organize and prioritize in order to meet deadlines
- Write reports and correspondence and to speak effectively before members and employees.
- Cross sell for the benefit of the member
- Educate effectively on processes
- Overcome objections
- Solve practical problems and deal with variables in situations
- Self direct with the initiative and drive necessary to activate a project from conception through completion
- Skill in:
- Interpersonal and human relations
- Making effective and timely decisions
- Typing and personal computer
QUALIFICATIONS
Training and Testing:
Pursue opportunities for professional growth and development through training education and selfstudy
Successfully complete all applicable compliance training and testing
Participate in webinars provided by Mortgage Cadence Freddie Mac ARCH MGIC Enact MI and Cornerstone
Education and experience equivalent to:
Any combination of education training and experience which provides the required knowledge skills and abilities to perform the essential functions of the job required.
REQUIREMENTS
Regular attendance and timeliness are essential functions of this position. While performing this job the employee is regularly required to sit or stand for a significant period of time and perform functions that require manual dexterity. The employee must occasionally reach above or below normal body position stoop or bend and carry lift or move objects weighing up to 25 pounds. A normal range of hearing vision and speech are required to effectively work with coemployees and members.
REGULATORY COMPLIANCE & CONFIDENTIALITY
Follows regulatory and policy compliance requirements which include those efforts in compliance with Bank Secrecy Act (BSA) Office of Foreign Asset Control (OFAC) and AntiMoney Laundering (AML) Regulations Identity Theft Red Flags and other compliance related Policies. This position also requires maintaining confidentiality with regard to nonpublic information about our members and the Credit Union.
This job description should not be interpreted as all inclusive. It is intended to identify the duties responsibilities and requirements of this job. Incumbents may be requested to perform jobrelated responsibilities and tasks other than those stated in this description. Any physical demand of essential function or requirement of this position will be evaluated as necessary should an incumbent/applicant be unable to perform the function or requirement due to a disability as defined by the Americans with Disabilities Act (ADA). Reasonable accommodation for the specific disability will be made for the incumbent/applicant when possible.
Equal Opportunity Employer/Veterans/Disabled
Truity is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin or protected veteran status and will not be discriminated against on the basis of disability.
If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited in the ability or unable to access or use this online application process and need an alternative method for applying you may contact 918.336.7662 or for assistance. You may also contact us at that same number and email if you would like to see a copy of our Affirmative Action Plan.
Required Experience:
Unclear Seniority
Employment Type
Full Time
