Corporate Credit Graduate

At U.S. Bank were on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions enabling the communities we support to grow and succeed in the right ways all more confidently and more oftenthats what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life and each person is unique in their potential. A career with U.S. Bank gives you a wide evergrowing range of opportunities to discover what makes you thrive. Try new things learn new skills and discover what you excel atall from Day One.

Job Description

You will join a dynamic multicultural and collaborative group of professionals dedicated to corporate credit risk who has become a credit and risk center of excellence. As a member of the team you will navigate a sharp learning curve which will push you to put in practice your academic knowledge. Our team values integrity financial expertise passion for continuous improvement communication skills adaptability and a problemsolving approach to deliver outstanding results.

Our 2year graduate program (undergraduate) will give you the opportunity to learn all aspects of the business and you will complete three rotations of 8 months:

• Rotation 1: MidTier Underwriting
• Rotation 2: Portfolio Management Team
• Rotation 3: Periodic Review Team

Responsibilities for the role

• Learn to conducting credit analyses including gathering analyzing and interpreting all types of credit information on the existing portfolio as well as new customer underwriting. The data collected may include financial statements credit reports industry research and tax returns.
• Learn to prepares and present credit reports to person(s) responsible for making credit decisions.
• Learn how to sets up and maintain databases used to analyze accounts and/or portfolios
• Learn how to monitoraccounts to identify potential risk to mitigate losses to Elavon.
• Learn how to prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios.Generally furnishes information relative to credit inquiries to appropriate parties.

From day one youll make meaningful contributions to our business while developing your business acumen sharpening your skills and growing your network.As a graduate youll receive:

• Intentional onthejob learning supplemented with formal professional development
• Immersive experiences to build skills that are in demand today and in the future
• Transitional support catered to your unique needs as a student
• A cohort and network of peers advisors and senior leader advocates
• Social and volunteer events that build meaningful connection

Who were looking for

Were looking for intellectually curious and creative thinkers who can think on their feet and thoughtfully react to a changing market.

Core Behaviors

• Collaboration Build partnerships and promote a culture of teamwork.
• CustomerCentricity Build strongcustomerrelationships and delivercustomercentric solutions.
• Drive for Results Hold self and othersaccountable to consistently achieve meaningful results.
• Ethics & Trust Maintain high ethical standards; gain the confidence and trust of others through honesty integrity and authenticity.
• Inclusion Build a culture of equity and inclusion in which diverse ideas talent and perspectives are welcomed and encouraged.
• Risk Appropriately identify and manage risks in compliance with applicable laws rules and regulations and with Company Policy.

Basic qualifications

• Pursuing a bachelors degree in business administration / finance / economics with a target completion date of May 2025
• Eager to understand financial and payments markets
• Ability to start graduate program on 1 Sept 2025
• English Level C1 Request for English CV only
• One year or less industry experience
• Strong Microsoft Office skills

Preferred qualifications

• Ability to read and interpret financial statements
• Strong written and verbal communication skills in English
• Ability to work in a fastpaced environment.
• Excellent interpersonal skills and customer service
• Accuracy and attention to detail

Location: Alcobendas. Madrid 3 days office & 2 days home)

Contract:Fixed Term Contract

This position is not eligible for visa sponsorship.

If theres anything we can do to accommodate a disability during any portion of the application or hiring process please refer to ourdisability accommodations for applicants.

Benefits:

We offer an exciting fastpaced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.