As part of the underwriting process, underwriting managers assess risk and determine rates based on that risk. They conduct research, using risk assessment and financial modeling software to make high-level decisions about loans or insurance products. Successful underwriting managers have a solid grasp of factors that impact the risk and overall financial objectives of their organizations.
Underwriting managers frequently report to upper management, providing information on team performance and specific issues that might arise. They also confer with management and executives to set departmental goals, guidelines, and objectives. They also provide information on certain loans, trends within the department
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