Senior Associate / Associate Vice President – Risk Monitoring

1. Senior Associate / Associate Vice President Risk Monitoring (Mid-Market)

• Role Involves Travel (Approximately7-10days per month)
• Skill Required: Credit Underwriting, Risk Monitoring, Client Visit & Lending
• Should Have exposure in Mid-Market segments.

Senior Associate to join its Risk Monitoring team. Primary responsibility will be towards credit risk and monitoring in the Mid-Market segment ACCOUNTABILITIES:

Pre- Investment: Due diligence on Business Model and Operations, Financial and Governance Aspects Post-investment: Periodic credit analysis & risk monitoring of partner companies in Mid- Market segment Emerging Corporates reporting on Early warning signals or signs of deterioration in Credit risk. Visiting partners and interacting with their top management and functional team to understand business models and identify potential risk areas. In case of risks identified, make recommendations on possible measures to mitigate risks through incremental and monitor progress. Performing periodic credit analysis for client onboarding approvals, limit enhancements, setting covenants on Term-sheets across products. Adding to the body of understanding of asset classes in which Northern Arc is working with a focus on identified sectors, by participating in due diligences with Business origination team, participating in credit committee meetings, research, blogs or any secondary study. Monitoring sector level risks and recommending necessary course of action at an entity and sector level as well as engaging with other stake holders such as the investors, credit bureaus, etc. 5. Ideal Profile: Experience: At least 3 to 5 years of total professional experience in credit analysis, credit research, or corporate finance (Banks, NBFCs, Investment Funds, or rating agencies). Candidates with prior lending experience would be preferred. Minimum Qualifications: MBA in Finance from Top-20 Institution/ CA (all levels passed) / Master s in Finance or Commerce. A CFA Charter or FRM certification would be considered a significant advantage Required: Financial analysis skills to analyze partner entities in Mid- Market Space Emerging Corporates Excellent oral and written communication skills. Technical Skills: Financial Statement Analysis, Business plan Analysis, Evaluation of Management & Governance, Operations etc. Detail-oriented, good prioritization skills, pro-active and, goal-oriented Strong analytical skills. Good understanding of products. Working knowledge of MS-Office tools. Ability to provide clear, succinct, and timely risk analysis reports Willingness to travel to client location to understand business and operational model. Experience of and ability to stretch oneself, work under pressure, handle multiple assignments simultaneously and deliver on deadlines. Strong work ethic, positive attitude, self-motivated individual having an ability to work individually and as part of a team